Liquidity Risks in Agent-Based Mobile Money Networks: Systemic Fragility in Sub-Saharan Africa

This PhD position at the University of Greenwich investigates the persistent issue of liquidity shortages among mobile money agents in Sub-Saharan Africa, a region renowned for its success in mobile financial innovation. Despite the widespread adoption of mobile money services, agents frequently encounter challenges in maintaining sufficient liquidity, which can hinder the effectiveness and reach of these financial platforms. The research will explore the underlying causes of these shortages, their impact on agent operations and customer access, and potential solutions to improve liquidity management. The project is ideal for candidates interested in financial inclusion, digital finance, and development economics, with a particular focus on the African context. The University of Greenwich offers a supportive research environment for students interested in the intersection of finance, technology, and economic development. Funding details and specific entry requirements are not provided in the current description. Interested applicants should consult the university’s website or contact the relevant department for further information on application procedures and eligibility criteria.