Fully Funded FinTech PhD Studentships in AI for Financial Services at University of Edinburgh Business School University of Edinburgh Business School in United Kingdom

Two fully funded PhD studentships are available at the University of Edinburgh Business School in collaboration with Lloyds Banking Group, focused on FinTech and AI for financial services.

Project 1: Secure & Governed Multi-Agent AI for Home Insurance Claims and Pricing — this project develops a multi-agent decision framework combining agentic AI, privacy-preserving pipelines, and cloud-native architecture to address automation challenges in regulated finance.

Project 2: Sequential Foundation Model for Customer Behaviour with Uncertainty-Aware Pricing Decisions — this project pre-trains a foundation model on customer event sequences to unify risk assessment, pricing guidance, and behaviour prediction across tasks.

The studentships are 4 years long and are fully funded, covering full UK/overseas tuition plus an annual stipend of £25,000 (increasing by 5% each year). An optional research visit to Lloyds' Technology Centre in Hyderabad, India is also mentioned.

Applicants worldwide are welcome, provided they have a strong quantitative background. The ideal profile includes a Master's degree in Finance, Economics, Informatics, Physics, Mathematics, Engineering, or a related quantitative discipline, with UK 65%+ overall or a Distinction-level dissertation (or equivalent).

The deadline is 18 June 2026, 23:59 BST. Interested candidates should apply directly via the project links and may contact Zexun Chen by email for informal enquiries about fit.