Solomiia Fedushko

This study considers the task of applying artificial intelligence to recognize bank fraud. In recent years, due to the COVID-19 pandemic, bank fraud has become even more common due to the massive transition of many operations to online platforms and the creation of many charitable funds that criminals can use to deceive users. The present work focuses on machine learning algorithms as a tool well suited for analyzing and recognizing online banking transactions. The study’s scientific novelty is the development of machine learning models for identifying fraudulent banking transactions and techniques for preprocessing bank data for further comparison and selection of the best results. This paper also details various methods for improving detection accuracy, i.e., handling highly imbalanced datasets, feature transformation, and feature engineering. The proposed model, which is based on an artificial neural network, effectively improves the accuracy of fraudulent transaction detection. The results of the different algorithms are visualized, and the logistic regression algorithm performs the best, with an output AUC value of approximately 0.946. The stacked generalization shows a better AUC of 0.954. The recognition of banking fraud using artificial intelligence algorithms is a topical issue in our digital society.

This paper deals with an investigation centered on developing a real estate app on the basis of Artificial Intelligence and Virtual Reality technologies. The study explores the advantages and disadvantages of using Artificial Intelligence and Virtual Reality technologies in real estate. The main focus of the study was on AI/VR applications that have importance for the real estate industry. This paper explains how AI and VR technologies can benefit the real estate market. VR and AI technologies have had a long history in the academic world since the middle of the last century, but not at the same level, due to the lack of large amounts of data and computational power required for both technologies. In recent years, the expansion of IT technologies has helped to remove the technical obstacles, which is why the interest in VR and AI technologies has acutely increased in society and the public over the past several years. Not only the research and abstract ideas of the virtual world but also the feasibility of companies from different industries are becoming more and more relevant. In particular, when it comes to virtual reality, the focus is on 360° images. With special cameras, the entire environment can be captured in a three-dimensional space and then cut together in such a way that the viewer can actually look around in this room and monitor events from his perspective. This opens the possibility of presenting different content in a completely new way. Technical shortcomings currently hamper the feeling of true immersion in virtual worlds. A detailed literature review provides the necessary theoretical basis for artificial intelligence and virtual reality with a particular emphasis on its use in the real estate industry.