Loughborough University is offering a fully funded PhD opportunity focused on building a climate-resilient financial future by assessing flood risk in banking and insurance systems. The project is led by Associate Professor Meilan Yan, with co-supervision from Dr John Hillier and Professor Qiuhua Liang. This interdisciplinary research bridges flood science and financial economics, aiming to address the urgent challenge of flooding in the UK and its impact on the financial sector. Students will use high-resolution flood models and property datasets to map flood risk concentrations and their evolution, linking these insights to loan portfolios and insurance data.

The goal is to develop innovative tools that reveal how flood risk influences banks’ credit and liquidity, and insurers’ ability to protect communities. The PhD will equip students with advanced skills in catastrophe modelling, spatial data analysis, and financial risk assessment. A research placement with Willis Towers Watson and collaboration with the Environment Agency will provide real-world experience and policy impact.

Applicants should have a strong academic background (2:1 honours degree or equivalent, ideally with a relevant Masters), quantitative skills, and meet English language requirements (IELTS 7.0+). The position is fully funded for UK and international students, covering tuition and stipend. The application deadline is 8 January 2026, with a start date in October 2026. Interested candidates should apply online and review the detailed entry requirements and project information.